Deep Thought
// use case · submission intake

From inbox to underwriting decision.

Submissions arrive as messy PDFs, emails, and spreadsheets. Your agent reads the file so your underwriters don't have to — classifying, extracting, and writing the account straight into your IMS.

// the flow

Three steps, start to finish.

The agent runs the whole intake — from the raw email to a decision-ready risk report — and shows its work at every stage.

01

Intake

Drop a file, an email, or a folder. The agent classifies each document, extracts the fields, and creates the submission in your IMS.

02

Analyze

It reads across every document — loss history, exposures, missing-info gaps, and out-of-appetite signals — to understand the account as a whole.

03

Risk report

Out comes a structured report the underwriter acts on: account snapshot, loss summary, exposure highlights, and a recommended next action.

// step 01 · intake

Drop the file. It's in your IMS.

intake

It reads the documents you'd rather not.

Forward an email or drop a folder of PDFs and spreadsheets. The agent recognizes what each document is — ACORD applications, loss runs, statements of value — pulls the fields off the page, and creates the submission in your IMS as the system of record.

  • Classifies each document by type, no manual sorting
  • Extracts named insured, exposures, limits, and key dates
  • Creates the account and quote directly in your IMS
  • Attaches the originals to the submission for the file
new_submission.zip
ACORD-125
Commercial application
5-yr loss runs
Carrier loss history
Statement of Values
Property schedule
3 documents · classifiedAdded to IMS
// step 02 · analyze

It reads across the whole account.

Underwriting context lives in the gaps between documents. The agent connects them — so what's missing, what's risky, and what's out of appetite surfaces before it costs you time.

what the agent reviews
  • Loss history across every year of loss runs, with frequency and severity called out
  • Exposures and limits reconciled against the application and the SOV
  • Missing-info gaps — the fields, signatures, or documents needed to quote
  • Red flags and out-of-appetite signals checked against your guidelines

Loss history

Multi-year runs read together — not one PDF at a time — so trends and large losses stand out.

Appetite & red flags

Exposures checked against your written guidelines, with anything outside appetite flagged early.

Missing-info gaps

A clear list of what's needed to quote, so the follow-up to the broker writes itself.

// step 03 · risk report

A report the underwriter acts on.

risk-analysis report

Decision-ready, not a data dump.

Everything the agent found, structured the way an underwriter thinks — so the first read is the only read. No hunting through attachments, no rekeying.

  • Account snapshot — named insured, class, and total values at a glance
  • Loss summary — frequency, severity, and large losses surfaced
  • Exposure highlights — limits, locations, and coverage lines
  • Open questions — exactly what's outstanding to bind
  • Recommended action — quote, decline, or refer, with the reasoning
risk_report.pdf
Ready to review
Account snapshot
Named insured · class · TIV
Loss summary
3 claims / 5 yrs · 1 large
Exposure highlights
Property + GL · 4 locations
Open questions
2 items needed to quote
recommendedQuote — pending 2 items
// work in the file & give back

Work in the file, keep the fidelity, write it back.

The agent doesn't just read documents — it works in them. Edits rating workbooks in place with formulas intact, produces formatted Word and PDF, and writes the result straight back to your IMS.

Formula-aware Excel

Updates rating workbooks and SOVs with live formulas, named ranges, and formatting intact — not a flattened export.

Formatted Word & PDF

Reads policy forms and correspondence, and produces clean, formatted proposals, quote letters, and reports — ready to share.

Written back to IMS

Every edited document lands back on the submission, so the system of record always holds the current version.

// ready?

Turn your inbox into underwriting throughput.

See the agent take a real submission from raw email to a risk report your team can act on.

POH idle